Rationalise debt collection routines and free up resources for dialogues with those involved

Aptic Collect is a cutting edge bad debt collection system, developed to provide maximum flexibility to customise collection procedures according to your or your clients’ requirements. Collect handles the entire collection process, from defaulting on payment to late proof of claim, as well as legal proceedings initiated by the Swedish Enforcement Authority or the judiciary which may arise.

The system is designed to handle large case volumes and automate time-consuming manual procedures, creating time and resources for you to handle cases by engaging in a personal dialogue with the debtor; a factor which can be crucial to securing payment.

You can further streamline collection procedures through integration with credit information providers, allowing more customised measures adapted to the debtor’s ability to pay. Alternatively, you can use the Swedish Enforcement Authority’s solutions for file communication, and save time and postage costs by conducting automatic applications.

Sustainable payment agreements featuring tailored repayment plans

With Aptic Collect, you can increase the chances of reaching sustainable, voluntary payment agreements by using the system’s advanced function for establishing repayment plans. The payment plan may be adapted according to the individual’s ability to pay, including the amount, interval, and date for each reimbursement if so required. Repayment plans may encompass all of the debtor’s cases, individual cases, or selected cases, while the distribution and settlement of payment amounts can be made in several different ways, in the order you choose. In addition, if you use Aptic AddOn Debtor Web, you can allow you debtor access to information about their debt 24 hours a day, as well as the opportunity to communicate with you if necessary.

Find the grain of gold in your late proof of claim portfolio

Use Aptic Collect to find the grain of gold in your late proof of claim portfolio by using its advanced information flow, allowing access to information from your credit information provider or the Swedish Enforcement Authority’s “REX” debtor register, in order to find debtors with sound payment potential. The events you define as an indication of improved ability to pay are constantly monitored, and the moment an event occurs, your chosen measures are activated. This can be supplemented by the selection of debtors for campaigns and specific measures interrupting limitation.